I wear headscarves in all seasons for religious/cultural reasons, but they definitely contribute to keeping my ears warm in the winter. They fit very nicely over a bun, and reasonably well over one or two braids. There are lots of different ways to tie/drape them, not all of which are as dowdy-looking as you might think ; ) Most of the scarves I wear are regular old "neck-scarves" or shawls that I picked up at thrift stores or which have been gifted to me. If you have a rectangular cotton "accent scarf," a pashmina shawl, or a big square handkerchief, you can easily use any of those. A lot of people use videos from this online scarf store to learn different ways of tying them. The tutorial on the "front page" of that YouTube account is a very easy everyday kind of style that you could do with almost any kind of rectangular scarf.
We're in high desert, so it gets very cold for our latitude during the winter kidding season (often around -30c, sometimes all the way to -40c), and I used to work entirely outdoors here. When I have to be out in really bitterly cold weather, I usually wear a tight-fitting cap or bonnet over the very top of my head (the kind that you can find sold as an "undercap" at Islamic stores), a thick rectangular scarf wrapped all around the crown of my head down to my neck, button/zip my coat so it goes over that layer, and then put on an oversized wool hat on top of everything. Stay warm--I hope this helps!
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